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Most people achieved their greatest success one step beyond what
looked like their greatest failure..... Failure is a prerequisite
for great success. If you want to succeed faster, double your
rate of failure..... Remember, you only have to succeed the LAST
time.
Brian Tracy
What's New at Mystic Visions Website? Website Update
We have had quite a number of new visitors to the Discussion
Forum this month. We welcome them all, and encourage YOU to
drop in and view the new posts. You might even want to add your
own thoughts! You are more than welcome! Take a look:
You will have all received a message informing you that this
ezine is changing Listserver. For all practical purposes, this
should not affect you in the slightest. However, whichever new
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Now to this month's articles. Last month, we examined the issue
of financial abundance, and discussed why it is generally a
better thing to be rich than poor. However, we did not discuss
any specific ways of achieving that happy state. In this issue,
you have an article about Financial Independence, with a specific
key idea about wealth creation. It could be the beginning of
something wonderful for you, should you choose to pursue it.
The metaphysical article has been one I have been meaning to
write for quite a while. My time in the financial markets exposed
me continually to the existence of "Fibonacci numbers". In our
first article, we examine these mystical numbers and learn just
how prevalent they are throughout the universe, as well as touch
upon their metaphysical significance .
Regards,
Asoka Selvarajah
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The universe exhibits a mysterious underlying order. It is
interconnected at levels that are hidden from the most powerful
scientific minds in existence today. Nothing is as it first
appears. One of the prime examples of this is the Fibonacci
numbers - a sequence that is built into all levels of creation.
They crop up in many places and circumstances.
The Fibonacci numbers were discovered by the 13th century Italian
mathematician Leonardo Fibonacci and written about in his great
work Liber Abaci. It is more accurate to say that he
re-discovered them, because they were definitely known to the
Ancient Greeks and Egyptians. The Greeks based most of their Art
and Architecture upon the Fibonnaci ratio, and Egyptians
incorporated this ratio into the Pyramids.
Fibonacci derived the number series to solve a mathematical
problem related to the breeding speed of rabbits. The series
itself is very easy to generate. These are the first few terms:
1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, 233,.....
Basically, the next term in the series is generated by adding the
two preceding terms, e.g. 144 = 55+89.
The Fibonacci ratio itself is also easily derived. Take any two
adjacent terms of the series and divide the earlier term by the
later. For example 2/3 = 0.666, 3/5 = 0.600, 5/8, 0.625, 8/13 =
0.615, 13/21 = 0.619, 21/34 = 0.617, 34/55 = 0.6182, 55/89 =
0.6180.....
You will find that these ratios eventually converge to the
"magic" Fibonacci ratio of 0.618. This is also known as the
Golden Ratio. It is prevalent throughout Nature, as well as
in man-made creations. For example, the width of all standard
picture frames are 0.618 of their length. Notes in music are
related to each other by Fibonacci ratios.
The ratio itself has some weird mathematical properties. If you
square 0.618, i.e. multiply it by itself, you get 0.382:
0.618*0.618 = 0.382.
However, this is the SAME number you get by subtracting the
Fibonacci ratio 0.618 from unity, i.e. 1 - 0.618 = 0.382
If you take any term in the Fibonacci series and divide it by the
term two places later, you again converge to 0.382 as you proceed
up the series. For instance, 21/55 = 0.3818, 34/89 = 0.3820,
55/144 = 0.3819, 89/144 = 0.382. Conversely, divide the same two
terms the other way round and you get 55/21 = 2.619, 89/34 =
2.6180, 144/55 = 2.6181, 233/89 = 2.6180. In other words, you get
2 + 0.618. The same Fibonacci ratio of 0.618 crops up yet again!
In truth, there are even more relationships than the ones pointed
out so far. However, these examples should demonstrate to even
the non-mathematical reader that this is a VERY strange number
series indeed! Suffice it to say that there is a Fibonacci
Association, complete with Fibonacci Quarterly Journal, dedicated
to analysing all the strange relationships of these intriguing
numbers!
The numbers themselves crop up throughout Nature. For instance,
it is said that the number of seeds and petals on a sunflower are
both Fibonacci numbers. Many other examples of the discrete
numbers abound in Nature. However, a particularly common and
interesting manifestation is the Golden Spiral.
The Fibonacci Spiral - Its Presence Throughout Nature.
As we have said, this ratio of 0.618 occurs widely throughout
Nature. The most famous example is the Golden Spiral, which is
the basis of all spirals witnessed in Nature; from the spirals on
the shells of marine creatures right out to the vast shapes of
spiral galaxies. Again, the Golden Spiral is very simply derived
mathematically.
Here are some examples:
(a) The classic example of the Golden Spiral is the shells of
shellfish like the Nautilus.
(b) The spiral can also be found in the vastness of galactic
space, in the form of some spiral galaxies a hundred thousand
lights years or more in diameter.
(c) On more earthly levels, skilled surfers moving through the
eye of a wave are covered by a partial Fibonacci spiral.
(d) The epeira spider spins its web in a Fibonacci spiral.
(e) Bacteria grow at an accelerating rate that can be plotted
along a Fibonacci spiral.
In fact, virtually everywhere that you see spirals in nature,
they are described by Fibonacci numbers.
The Fibonacci Ratio In the Financial Markets
Examples of Fibonacci phenomena abound in the stock, commodity,
bond and currency markets too. In fact, this is so much the case
that Fibonacci calculation methods are included as standard in
all software programs used to plot price charts. Currency
dealers, despite being a hard-boiled lot, do know their Fibonacci
levels extremely well for purposes of trading the markets.
The common appearance of Fibonacci is in the relationships
between highs and lows on a price chart. For example, if you
calculate the price difference between a market top and its
subsequent bottom, you will very often find that the next peak or
trough is formed at a Fibonacci relationship to this distance. In
other words, the market may retrace exactly 38.2% or 61.8% of the
previous move. This happens often enough, and exactly enough, for
it to be a law of the markets, and not merely wishful thinking.
The higher ratios work too. If a market made a top, followed by a
bottom, and then trades up to make even higher highs, you will
often find that a new top forms at a 1.382 or 1.618 multiple of
the distance between the previous top and bottom.
These relationships work to some extent in time too. Thus, a
third top or bottom may be found to have formed at a time
multiple of 1.382 or 1.618 of the time interval between two
previous two peaks. Also, the actual Fibonacci numbers themselves
work quite well in time, so analysts look for tops 7, 13,21,
34,55... weeks, months, or even years, after previous major tops
of bottoms!
It should also be mentioned that these Fibonacci relationships
exist at all time scales. Thus, you can observe them on a price
chart where the minimum time increment is only 5 minutes, as well
as on very long-term charts where the minimum time increment is
one month.
Metaphysical Significance of Fibonacci Structures
The existence of Fibonacci number structures throughout the
universe, at every level, has tremendous implications. it is
important to understand THAT THERE IS NO SCIENTIFIC EXPLANATION
WHATSOEVER for their existence. That they do exist, no scientist
would ever dispute. However, WHY they exist is a complete and
utter mystery.
Thus, with Fibonacci numbers, as well as other numerical
sequences that are present in nature, we have direct evidence for
an underlying structure to the universe; a shaping principle that
defies our rational intelligence to explain. If these numbers
were isolated in one instance, such as ONLY on the shells of
snails, we might think no more of it. It is a local phenomenon,
peculiar to the specific situation. However, the fact that they
occur almost everywhere you look, and in a breathtaking diversity
of forms, gives any open-minded observer serious pause for
thought.
Thus, there are certain engineering principles built into the
universe, and Fibonacci numbers are an outward evidence of this
secret order. Although we do not understand the mechanism, the
presence of this constant structure of numbers across a wide
range of natural phenomena is proof of a hidden order to
creation. At present, this hidden order remains within the realm
of mysticism.
Fibonacci numbers also point to a powerful interconnection
between all things. For we have seen that living beings, like
snails and insects, inanimate objects like spiral galaxies, and
even abstract phenomena like stock price charts, all exhibit the
same underlying number sequence. This implies an
interconnectedness between all things that is at present
unexplained. Science is coming to a realization of the extent to
which the universe exhibits this holistic structure.
However , as
it has been for countless ages past, the mystery of Fibonacci
numbers, and the underlying unity of Creation with Consciousness
itself, remains within the realms of mystical exploration.
Copyright Asoka Selvarajah 2001. All Rights Reserved.
Asoka Selvarajah is a writer on personal growth and
spirituality,
and the author of "The 7 Golden Secrets To Knowing Your
Higher
Self". His work helps people achieve their full
potential, deepen their
understanding of mystical truth,
and discover their soul's purpose. Learn more about his work
In "The Golden Cauldron", ceremonial teacher and healer, Nicki
Scully, presents us with powerful inner journeys into the
interior depths of our psyche. Using the Golden Cauldron of the
title as our entry point, the symbolism of which is fully
explained, we enter into a while range of diverse pathworkings
that enable us to contact different parts of the inner landscape,
and the spiritual energies that inhabit them.
At all times. the Egyptian god. Thoth will be your guide as you
venture into a new realm through the gateway of the cauldron. You
will meet the ancient animal archetypes depicted by Cobra, Eagle,
Dolphin, Coyote, Frog, Elephant and others. You will encounter
sacred totems, oracles and teachers from many cultures; such as
Egypt, Africa, and North America. These journeys are presented in
a manner that makes them thoroughly safe, and deeply rewarding as
you learn to work with them repeatedly.
Nicki Scully is a prominent seminar leader and leads explorations
to Egypt for people to experience initiations within the ancient
temples of the pharaohs.
Financial independence should be one of your life goals. This
means never having to work for money, or owe money to anyone.
Enjoying this happy state means you can focus your mind on higher
things than mere survival.
Whilst Financial Independence means different things to different
people, a base case can be defined. It means a comfortable
standard of living, meeting all your bills and having enough left
over to enjoy the good things of life, without ever being obliged
to work or be in debt again.
Interestingly, it takes far less money to achieve this than you
may believe. First, figure out the annual income YOU need in
order to live comfortably and in style.
Whatever figure you come up with, multiply that figure by ten.
This is the amount of money, which, if it earns 10% interest per
year, would yield the annual income you specified to achieve your
financial independence goal. Of course, you would also need to
add onto this figure the amount of money it takes to clear your
current debts, such as your mortgage and car loan.
For example, if you wish to have an annual income of $30,000 per
annum without having to work, you would need to earn and invest
at least $300,000, not including your debt clearance money. This
may seem like a lot, but it is achievable over a period of time;
say 5-10 years. Many people achieve this sort of income and more
in less than a year.
Of course, this implies starting a business. It is very hard to
achieve financial independence from wages earned working for
someone else. The truth is that EVERYONE has the capacity, with
determined effort and persistence, to become a millionaire. So
why not go for it?
Do you doubt this? Here are the facts. Imagine you were to save
$100 per month without fail, from age 20 to age 60. Assume an
annual interest rate of 10%, which is definitely achievable, as
the stock markets have averaged much more than that over the last
few decades. If you were to do this without fail, you would
retire with in excess of ONE MILLION DOLLARS in the bank!
If this is true of extremely passive investment, requiring little
or no risk, then what might you achieve if you actually make some
effort?!! Yet, interestingly enough, a lot of people retire flat
broke with no idea where all their money went.
The most important thing is to (a) believe you can do it, (b)
begin to change your thinking regarding money and wealth, (c)
develop motivation for achieving wealth, and (d) develop an
ethical plan or business to actually create wealth.
The Best Business In The World Today
So what is the best type of business to start? After all, it is
said that 90% of new businesses eventually fail!
Without doubt, the best information you can start up and thrive
in is INFORMATION. We are in the information age and people crave
knowledge on every conceivable topic imaginable. If you provide
that information to a large enough group of people, you can
achieve financial independence very quickly indeed.
The sort of products you would provide would be any of the
following; books, written reports, audio tapes, CD-Roms, Videos,
newsletters.
The great thing is that such a business requires minimal capital
outlay and little risk. This is because you do not need to invest
in expensive stock, lease commercial offices, take bank loans, or
hire staff. You can do it all by yourself, with just your
computer and a printer in a corner of the bedroom! Also, you can
begin such a business part-time, whilst still working your day
job.
The profits in the information business are enormous. Once you
have created your own product, the profits are 100% yours. It may
cost you only $4-5 in total per copy to print and mail a book or
special report. The fulfilment cost on a CD-ROM, i.e. the cost
to produce and mail it, are even less! However, you could sell
your product for $20, $30, $40, even $100 or more, depending
upon the type of information you provide!
The other wonderful thing is that you can work at something you
love. After all, EVERYONE is an expert at something, or can
become an expert at what they love, if they put their mind to it.
Thus, you get to create and sell information about something that
you actually care about. Your hobby makes you money!
This is how to begin. Start to think of the things you:
(1) absolutely love to do, and would do for little or no pay;
(2) can speak about off the top of your head with no preparation;
(3) loved to do when you were young, or always dreamed of doing.
(4) already buy/subscribe to for information YOU care about;
(5) know that can readily solve problems other people may have.
Write all of this out on paper. In other words, brainstorm for
ideas that could be the basis of good information products that
might interest other people. Do you love to travel abroad? Are
you considered a bit of an expert with cameras? Do you have the
latest information on deep-sea diving? Are you so interested in
some particular subject that you can speak about it for an hour
without any preparation?
This process might not be easy at first, as you are using parts
of the brain that may not often see the light of day! If you have
problems with it, ask your friends what they think you are
knowledgeable about. Don't instantly dismiss any idea. There are
people writing newsletters on the MOST obscure topics you can
possibly imagine! Above all, be sure you persist with this
approach until you find something that (a) you can create a
product about, and (b) you would actually LOVE to write or talk
about.
Finally, if you really cannot think of anything that you know
better than most other people, then you can always use your local
library to research virtually any subject.
Remember this. By "expert", we do not mean a leader in the field.
You simply have to know more about your chosen area than MOST
people. That does not mean you have to be a genius at it. For
example, if you can write a simple report helping beginners to
use their computers better, you have a saleable product! In
other words, you do not have to be a computer genius to create a
computer-related product. The same applies to other areas of
knowledge.
Success takes work - but it's well worth it.
This is the beginning. From there, you have to learn how to
create the product itself. This first involves deciding which
medium to work with; audio tape, printed book, online book,
CD-Rom, video, etc. There are many resources that can help you
with this. You also have to learn how to get the word out. i.e.
advertising and marketing. Of course, you will also have to learn
how to manage a small business. This may require training in
computers, accounting, and so on.
Give some serious thought to all this as it could be the start of the
rest of your life, in the best possible sense! Yes, it's hard
work. Nobody says it isn't. However, it's definitely worth it. In
a few years time, you could be earning excellent money, living
the life of financial independence, doing the very thing you have
always loved. Once you have earned enough, you might even be able
to stop creating information products, and simply live off the
interest!
You might even be famous !
Copyright Asoka Selvarajah 2001. All Rights Reserved.
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